Nothing to pay todayWe pay the store, you take the goods the same day.
Interest FreeEasy interest free payments. No hidden fees.
Flexible repaymentsPay us back how you like - weekly, fortnightly or monthly.
Reusable accountA reusable account with a limit that suits your needs.
Your everyday spending account
Up to $1,000
Up to $1,000
Interest free period
Always interest free
$6/month (waived if you have no balance)
How to use Zip at O'Shea Plumbing
Choose the items you love.
Select Zip at the checkout.
Set your repayments and enjoy your purchase.
Zip FAQsVisit Help Centre
All you need is:
- A valid email address and mobile number.
- Be at least 18 years old.
- Be an Australian Citizen or Permanent Resident.
- Have a good credit history.
How to use Zip:
- Choose the account that's right for you.
- Sign up and get a decision in minutes.
- Select Zip at checkout.
- Log into your account to set up your repayment schedule to suit your lifestyle.
- Reuse your account anywhere you see the Zip logo.
Fees & interest:
- Zip Pay purchases are interest free, always.
- Zip Money is interest free if you pay off your purchases within the interest free period.
- Standard interest rate of 19.9% applies after the interest free period.
- The $6.00 monthly account fee is waived if you pay your balance by the due date.
- If there's nothing owing on your account, there's nothing to pay and no fees.
- Choose from weekly, fortnightly or monthly payments to suit your lifestyle.
- Repayments start from $40 a month and are based on your account's credit limit.
Returns & refunds:
- If your item meets O'Shea Plumbing's returns policy, the purchase amount will be credited back to your Zip account.